NetPaycheque

About

NetPaycheque is a take-home pay calculator for Canada, built to show an honest gross-to-net breakdown across all three layers — federal tax, your province’s tax, and CPP/EI — including the parts other calculators skip, like the Ontario surtax and the Quebec system. Every rate the calculation uses is traced to a named primary source, cited where it applies.

What NetPaycheque is

NetPaycheque is a take-home pay calculator for Canada. It turns a gross salary into the number that actually lands in your account — after federal income tax, your province’s income tax, and your CPP (or QPP) and EI contributions — and handles the parts other calculators skip: the tapered Basic Personal Amount, the Ontario surtax and Health Premium, the CPP2 second tier, and the whole Quebec system.

Publisher

Legal name
Desymphony web software development EOOD
Legal form
single-member limited liability company under Bulgarian law (EOOD)
Registered address
ul. Balgarska Morava 114, 1303 Sofia, Bulgaria
Represented by
Dusan Stojanovic
Register
Commercial Register, Registry Agency, Bulgaria
Company number (UIC)
208083785
VAT identification number
BG208083785

How the figures are sourced

Every rate and threshold comes from a single, provenance-tracked payload — the federal brackets, the Basic Personal Amount, each province’s brackets and basic amount, CPP/CPP2 and EI, and the Quebec set (QPP, QPIP, reduced EI, the federal abatement) — each traced to its primary source at the CRA, the province, or Revenu Québec. Nothing is hand-typed into the pages; the prose reads the numbers from the payload so it can never drift from them.

What the figures are, and what they are not

Every figure carries its source, and the calculator is for a ballpark only — not for tax, financial or legal decisions. If a rule changed recently it may not be reflected here yet, and none of the rates has been through our final sign-off; the Quebec brackets in particular were read from a second source rather than captured first-hand from Revenu Québec, and the page that uses them says so. For an official amount, the CRA, your province or Revenu Québec is the binding one. The principle behind the whole project is simple: a calculator should never quietly decide a rate is right. A number is either traced to a primary source or it doesn’t ship.

An estimate, not tax advice

NetPaycheque gives you a clear, honest estimate — not personal tax advice. It models the standard case for a resident individual for the 2026 tax year: federal tax, a selectable province, CPP/EI, and the Quebec system. It does not know your full circumstances, and some things are deliberately out of scope in this version — RRSP and pension deductions, union dues, spousal and dependant credits, and territories beyond the modelled provinces. It also works out the annual assessment and divides it back to a pay period, so a real paycheque can differ by a few dollars because withholding tables round differently. For a decision that matters, check with the CRA or a professional accountant.